Home Mortgage Loan Qualification

Mortgage loan qualification guidelines differ depending on the loan program. Here we recommended you using the 30% front end and 40% back end ratios. However they are many programs that will tolerate higher level depending on a number of factors such as; credit rating, loan to value, past employment and address stability, etc...

Mortgage Loan Qualification
Here you can determine how much mortgage you can qualify for and house you can afford. Complete or change the entry fields in the "Input" column of all three sections. You can automatically recalculate anytime you press the Tab key after making a change to an input field.
Purchase Information	Inputs	Outputs
Purchase price:
Down payment:
Mortgage Loan amount:
Annual interest rate:
Length of the mortgage in years:
Payment Information	Inputs	Outputs (Per Mo)
Monthly principal & interest payment:
Annual property taxes:
Annual insurance:
Annual PMI:
Monthly association fees:
Monthly payment (PITI):
Tax deductible portion of payment:
Qualifying Information	Inputs	Outputs
Gross income:
Monthly debt payments:
Qualify for loan?:
Maximum qualifying loan amount:
Current Income to payment ratio (max = 30%):
Current debt to income ratio (max = 38%):

Longer term loans may take a few moments for the report to be generated.

Home Terms of Use Privacy Policy Contact Us